E-refund Instructions

How to sign up for eRefund

All you need to do is to log on to MyBARC and select the “Click Here to Enroll in eRefund” link found inside the eRefund box.

What do I need to sign up?

To enroll you need two things:

  1. Your bank routing number
  2. Your account number

By far the simplest way to get routing and/or account numbers is to look on a paper check.

Please note that your account number is NOT the number on your Debit Card!

What do I do if I don't have a paper check!?

We know that many students to not have paper checks with them.  If you turn your debit card over there will be a toll-free phone number on the back of that card.  Call that number and tell them you are signing up for Direct Deposit.  They will tell you the proper Routing Number and your Account Number. 


A SPECIAL NOTE for Bank of America customers

Bank of America uses different Routing Numbers for their E-Check transactions. DO NOT use the routing number shown on the bottom of a BofA check!

To get your BofA routing number for E-Check (which BofA refers to as “Automatic Payments”) follow the link below

Enter the state where your account is located into the “Search” box and then go to the very bottom of the page that loads.

How to sign up

Sign on to

Log in using the same username and password you use for your uMail email account.

Select the link to “Gaucho E-Bill” at the top right corner of the screen that loads.

Select the “Edit” option under the eRefund section

There is a lot of information on this next page

This page holds the history of any account that has been used to either make an E-Check payment or has been previously signed up for eRefund. If you intend to use one of these accounts for your current eRefund enrollment select it now. If not, select the “Add a New Account” button near the bottom of the page.

A new page will load where you can enter the Routing Number and Account Number of the checking account you want to enroll in eRefund.

If you need a reminder about what a Routing Number and/or Account Number are you can click the link here for another look at examples.

Examples of Routing Numbers and Account Numbers.

Enter your Bank Routing Number and your Account Number and select the “Continue” button.

Select the “I agree to these terms” checkbox.

Be sure to select the "Submit” button at the bottom of the page and you are done!